The flexibility of our lending policy and quick decisions, compared to the strict regimes of banks and other lending institutions, is what makes us different.
We consider all deals on their individual merits.
Decisions are made by the people you talk to, there is no credit committee. Decisions in principle with indicative terms normally issued within 24 hours. We know time is important.
Our strength is understanding the requirements and priorities of the development. We have the flexibility to tailor our lending based on the needs of the project. Each case is dealt with on its own merits.
With over 30 years experience we understand the challenges developments present and the role that funding can take to help resolve these issues
During the development we take a collaborative approach and share our expertise to assist in providing solutions and create positive outcomes.
We are a principal lender with our own funds. Loans are available from £150k, lending across England, Scotland and Wales. We will fund up to 65% of the land value, 100% of the build costs and consider single or multi property developments.
AEF are not regulated by the Financial Conduct Authority and provides unregulated lending only.
AEF loans are not suitable for owner occupiers.